The solid profits recorded was moderated by a N46.2 billion equitable value loss acknowledged in H1-2026, limiting y-o-y growth in PBT to 0.4%.
The Crew grew across its advantage lines, reinforcing a balance sheet that is well organized, liquid and diversified.
Guaranty Trust Holding Firm Plc (GTCO) has released its Audited Consolidated and Independent Financial Statements for the period ended June 30, 2026, to the Nigerian Exchange Category (NGX) and London Stock Exchange (LSE).
The Collection posted a benefit prior to tax of N603.03 billion, driven by powerful results recorded on the concern and trading earnings lines, which grew y-o-y by 7.5% and 24.7%, respectively. Electronic is our lever for scaling across Banking, Payments, Pension and Capital Command, and for building a additional diversified and adaptable financial services group.”
Entire, the Established continues to article one of the optimal metrics in the Nigerian Financial Services Business area in terms of key financial ratios i.e., Pre-Tax Revenue on Equity (ROAE) of 35.9%, Pre-Tax Result on Assets (ROAA) of 6.6%, Assets Adequacy Ratio (CAR) of 34.9% (Bank: 29.2%) and Price to Proceeds ratio of 31.5%.
Price of Uncertainty (COR) improved to 0.6% from 2.2% during the same period.
The Established’s Loan book (net) grew marginally by 0.5% from N3.13trillion as of December 2025 to N3.15trillion in June 2026, converse for improved execution on Deposit liabilities which grew by 10.3% from N12.87trillion to N14.19trillion during the same period.
Commenting on the results, the Group Principal Executive Officer of Guaranty Trust Holding Firm Plc (GTCO Plc), Mr. Topic and trading revenue grew, deposits strengthened, and advantage standard improved at Crew extent.
“The priority now is to carry out including discipline and rise responsibly. Equitable value movements weighed on reported revenue, but the essential firm held firm. This growth was recorded in each jurisdiction where we operate a banking franchise, and across our Payments, Pension and Money Administration businesses.”
Group’s Complete assets and shareholders’ money closed at N18.6trillion and N3.3trillion, respectively. Assets Adequacy Ratio (CAR) remained remarkably solid, closing at 34.9% (Bank 29.2%), and property quality improved as evidenced by IFRS 9 Stage 3 Loans which closed at 3.5% and 4.6% % at both Bank and Collection Extent in H1-2026 (Bank -3.4%, Collection 5.0% in FY-2025). Segun Agbaje, said; “Our half year results speak to the strength of what we have built: a prolonged-lasting franchise, a solid balance sheet and a enterprise that no longer depends on banking alone.
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