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Watch Nigeria > Blog > Personal Finance > It’s Giving Tuesday. You And Your Partner Have $500. Now What?
Personal Finance

It’s Giving Tuesday. You And Your Partner Have $500. Now What?

Last updated: December 29, 2025 1:07 am
Terfa Ukende
3 hours ago
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It’s Giving Tuesday. You And Your Partner Have 0. Now What?
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It’s Giving Tuesday.

You in all probability awoke considering it could be easy: write a verify, really feel good, transfer on.

As an alternative you’ve discovered your self in a full-blown negotiation together with your partner.

Collectively, you’ve put aside $500 for charity.

You wish to give to your college.

Your partner desires to fund malaria prevention.

Each charities provide a 1:1 match — however provided that you donate at the very least $400 to 1, or $500 to the opposite.

For those who cut up the cash, even 75/25, you each lose the match.

To get the match, one trigger has to “win” with an 80/20 or 100/0 cut up.

​How do you handle this?

However wait.

That’s when the actual downside reveals up.

Yesterday, you posted on Instagram that you just’d donate $500 to your alma mater immediately. Your alumni mates commented, saying they’d donate too due to your instance.

Your partner has no concept you posted this.

EEK.

Now you’re sweating. For those who again down, you look flaky to your entire alumni circle.

But when your partner finds out you publicly dedicated your joint cash with out asking? They’d be livid.

In the meantime, your partner says that you could possibly totally fund each causes in the event you simply skipped present giving to family members.

And that’s tremendous for them. Their prolonged household doesn’t care about items. They may redirect that cash to charity and everybody wins.

However YOUR household? They’re anticipating items — it’s an enormous a part of your loved ones dynamic. Exhibiting up empty-handed can be a catastrophe.

So do you claw this cash out of the funds on the expense of household relations? Or do you agree on a lopsided cut up? And the way do you navigate the social embarrassment of getting to probably return in your phrase?

This was immediately’s negotiation drill.

As soon as per week, we run LIVE negotiation practice sessions — mirroring the sorts of conditions that you just’ll encounter in day-to-day life.

Immediately it was spouses negotiating about charitable giving — how a lot ought to they provide? And to whom?

Final week it was siblings discussing “Who’s internet hosting Thanksgiving dinner?”

The earlier two weeks, we coated rental negotiations — landlord/tenant disputes and condominium subletting.

We observe neighbor disputes, too, just like the “haunted home” that went all out for Halloween — skeletons, pumpkins, witches, fog machines — and the neighbor who hated the large, rowdy crowds subsequent door.

We observe asking for a increase, or accepting a brand new job provide, or dealing with a troublesome neighbor, or household conflicts, or faculty PTA conferences.

I’m an enormous believer that you can’t just learn negotiation in theory. It’s a must to observe it.

And also you negotiate continuously … together with your partner, your loved ones, your landlord, your boss, your coworkers. Each day.

These conversations form your life. However in the event you’re conflict-avoidant, or shy, or not used to advocating for your self, you don’t at all times present up the best way you wish to.

That’s why observe is so vital.

Right here’s what made immediately work:

Every particular person bought confidential info the opposite didn’t know.

When the alma mater supporter revealed, “Really, I posted publicly that I’d give $500,” the malaria particular person was genuinely shocked. That they had no concept. They weren’t primed to count on it.

When the malaria prevention supporter mentioned, “Let’s skip items to provide to each causes,” the opposite particular person’s abdomen sank. They knew instantly their household would hate that concept.

That’s precisely like actual life.

Your partner has no concept what you’re actually fearful about. You don’t have any concept what they’re coping with.

However you continue to have to unravel this collectively.

And the one technique to get higher at that’s to observe.

If you wish to get higher on the conversations that form your cash, your profession, and your relationships, come practice with us.​

As soon as per week, we meet for a reside, 1-hour negotiation session.

Model-new state of affairs each time.

You get a confidential memo, negotiate in a breakout room, after which we debrief collectively so you may see what labored, what didn’t, and why.

No prep required. Each session stands by itself. First-timers at all times welcome.

While you be a part of Your Next Raise, you get

It’s Giving Tuesday. You And Your Partner Have $500. Now What?

 Rapid entry to all course movies + supplies

It’s Giving Tuesday. You And Your Partner Have $500. Now What?

 Weekly reside observe periods

It’s Giving Tuesday. You And Your Partner Have $500. Now What?

 A group of individuals bettering the identical ability you might be

It’s Giving Tuesday. You And Your Partner Have $500. Now What?

 Teaching, suggestions, and a spot to attempt issues safely earlier than the actual stakes present up

If you wish to talk clearly…

ask for what you need…

keep grounded in robust conversations…

and cease avoiding battle as a result of it feels uncomfortable…

That is the way you get there.

​I’ll see you at the next live practice. 🙂

And completely satisfied Giving Tuesday!



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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