On the subject of constructing wealth, locking in a excessive fee of return is interesting. On the whole, savers and buyers should tackle the next stage of threat with a view to unlock doubtlessly larger returns.
However with moomoo’s present provide, you may earn as much as 8.1% Annual Share Yield (APY) in your uninvested money. This provide was so widespread they’re brining it again for the third time this 12 months!
That’s higher than you may earn on nearly each financial savings account product on the market at present! In partnership with moomoo, let’s take a more in-depth have a look at the provide particulars and see how one can benefit from this provide.
Earn Up To eight.1% APY
moomoo is providing as much as 8.1%* APY for brand new customers enrolled of their Money Sweep Program who deposit money and go away it uninvested inside their accounts. You need to open your first moomoo account by March 12, 2026 to take benefit!
As of writing, the 8.1% APY promotion combines a 3.35% APY tied to the Money Sweep account with a coupon for a 4.75% APY booster fee. As soon as activated, the booster fee is barely accessible for as much as three months. So, if you happen to join this promo, you can stand up to 3 months of the boosted fee.
Whereas there is no such thing as a minimal deposit threshold, moomoo is capping the utmost deposit quantity at $20,000 to earn the promotional fee. With that, you may earn as much as 8.1% on $20,000. Past $20,000 you’d default again to the three.35% APY, which remains to be a strong rate of interest.
Do You Qualify For The 8.1% APY Supply?
Keep in mind, this provide is just for new moomoo customers. When you have by no means made a moomoo deposit earlier than, you may qualify for this provide. Right here’s what else you may want:
- You need to open a brokerage account with moomoo.
- You need to choose into the Money Sweep Program.
- You need to have a legitimate Social Safety Quantity.
- You should be a U.S. resident who’s no less than 18 years outdated.
The Money Sweep program permits you to earn curiosity on the uninvested money in your brokerage account. Because the funds are swept into an FDIC-insured establishment, the funds within the Money Sweep program are insured for as much as $1,000,000 by means of the associate banks.
Open a Cash Sweep at moomoo here >>
When Do You Get The Funds?
For those who qualify for the 8.1% APY promotional provide from moomoo, you may anticipate the curiosity to accrue every day. Though the curiosity accrues every day, it is going to be paid to your account on a month-to-month foundation.
How To Entry The Funds
When you have funds within the moomoo Money Sweep program, you may entry the cash at any time. You may select to both withdraw the funds or make investments them with out restrictions.
What Is moomoo?
moomoo is a buying and selling platform for buyers seeking to commerce shares, choices, ETFs, and extra. The corporate’s full identify is Moomoo Monetary Inc., which is a subsidiary of Futu Holdings Ltd. An indicator of moomoo is that merchants inside america can simply entry different buying and selling markets. Plus, the app offers you entry to buying and selling for a full 16 hours every day.
In case you are simply getting began with buying and selling, you are able to do a follow run with moomoo’s paper buying and selling. When you sign up for real, you have got an opportunity to stand up to 60 free shares** to jumpstart your portfolio.
The Backside Line
In case you are all for working with moomoo, the present promotional provide makes this the best time to provide it a attempt. You may faucet right into a top-tier APY whereas testing out the platform.
Ensure you hurry, the promotional fee gained’t final. Open a moomoo account here and get started >>
* Promo 8.1% APY (as of 1/1/26): The Base Fee is 3.35% APY, plus a 4.75% momentary enhance however the precise APY earned could differ primarily based on elements, together with the Base Fee APY, when the coupon is activated. When activated, the APY Booster Fee is efficient for 3 months on as much as $20,000 within the Money Sweep Program.
** Phrases & Situations apply. See www.moomoo.com/us/support/topic4_410 for particulars.
The Money Sweep Program is a function of the brokerage account and shouldn’t be seen as a long-term funding or financial savings possibility. The APY may change at any time. Neither Moomoo Monetary Inc. nor any of its associates are banks. Moomoo is a monetary info and buying and selling app provided by Moomoo Applied sciences Inc. Securities are provided by means of Moomoo Monetary Inc., Member FINRA/SIPC. The creator is a paid influencer and isn’t affiliated with Moomoo Monetary Inc. (MFI), Moomoo Applied sciences Inc. (MTI) or every other affiliate of them. Any feedback or opinions offered by the influencer are their very own and never essentially the views of moomoo. Moomoo and its associates don’t endorse any buying and selling methods which may be mentioned or promoted herein and aren’t liable for any companies offered by the influencer. This commercial is for informational and academic functions solely and isn’t funding recommendation or a advice to interact in any funding or monetary technique. Investing entails threat and the potential to lose principal.
The publish moomoo Offering 8.1% APY On Your Univested Cash appeared first on The College Investor.
