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Watch Nigeria > Blog > FinTech > XRP Set to Surpass Gold in 2026, Claims World’s Smartest Man
FinTech

XRP Set to Surpass Gold in 2026, Claims World’s Smartest Man

Last updated: January 4, 2026 12:28 pm
Terfa Ukende
3 days ago
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XRP Set to Surpass Gold in 2026, Claims World’s Smartest Man
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Contents
  • XRP Worth Prediction 2026 Highlights Market Volatility, Gold, Silver Beneficial properties
    • Kim’s Daring Forecast Amid Treasured Metals Rally
    • Lengthy-Time period Outlook and Market Sentiment
    • Competing With Conventional Secure-Haven Belongings

The XRP value prediction for 2026 has sparked fairly a little bit of debate these days, as Younghoon Kim, who truly claims to have an IQ of 276, has been predicting that the token might find yourself outperforming each gold and silver. Proper now, the forecast comes at a time when XRP trades round $1.87, which is up about 1.44% over the previous 24 hours, whereas silver has already surged by roughly 167.70% all through 2025 and XRP has fallen by 14.99%. Market knowledge from Santiment exhibits that XRP sentiment continues to stay deeply unfavourable on the time of writing, with bearish mentions operating wherever from 20% to 30% greater than what observers noticed again in November.

Additionally Learn: XRP Prediction For January 2026 Revealed as a Make-or-Break Test

XRP Worth Prediction 2026 Highlights Market Volatility, Gold, Silver Beneficial properties

Younghoon KimYounghoon Kim
Supply: The Gospel Herald

Kim’s Daring Forecast Amid Treasured Metals Rally

The comparability between XRP vs gold and XRP vs silver has been drawing loads of consideration from traders, particularly given the efficiency hole that’s been noticed lately. Kim truly said on X:

“My prediction: XRP could outperform gold and silver in 2026.”

In a separate publish, he additionally added:

“Gold and silver are pumping. XRP can be subsequent.”

Silver costs have been climbing and really hit $84 per ounce on Sunday, which marks a rise of about 170% for 2025, in line with CCN analyst Victor Olanrewaju. The metallic’s market capitalisation even briefly exceeded NVIDIA’s at round $4.40 trillion. Together with this, XRP’s market cap is presently standing at $113.28 billion, which is considerably beneath gold’s $31.719 trillion and silver’s $4.485 trillion. The XRP value prediction 2026 has been challenged by these numbers, although Kim stays optimistic concerning the token’s potential.

Lengthy-Time period Outlook and Market Sentiment

When taking a look at XRP vs gold efficiency, the hole appears fairly substantial proper now. Nevertheless, Kim has instructed that XRP could possibly be nearing a significant market cycle peak, and he’s been pointing to seasonal patterns together with technical indicators. He stated {that a} rally into late 2025 was doable, with “many indicators” pointing towards a possible all-time excessive in January 2026.

The XRP funding potential extends nicely past 2026 in Kim’s view, truly. Earlier this month, he had instructed that XRP might even attain $1,000 inside a decade. He wrote:

“Below the idea of a big decline within the greenback’s worth alongside sustained inflation, this situation can’t be dominated out on a numerical foundation.”

Santiment describes the XRP market outlook as a “worry zone,” with pessimism presently sitting at its highest stage since October. The comparability of XRP vs silver additionally exhibits that valuable metals have outperformed crypto belongings by a large margin in 2025. Many analysts query the XRP value prediction for 2026 and level to the truth that unfavourable commentary surrounding XRP has climbed nicely above historic norms.

Additionally Learn: XRP Holds Steady At $1.90: Will 2026 Push It Beyond $3?

Competing With Conventional Secure-Haven Belongings

Kim additionally drew some consideration for his feedback evaluating himself to Technique’s Bitcoin bull Michael Saylor. He wrote that he was “actually” smarter than Saylor, earlier than including that his take was that “XRP is healthier.” The feedback truly mark a reversal for Kim, who had beforehand printed dozens of social media posts that had been selling Bitcoin’s dominance.

The token tries to surpass main resistance factors whereas traders proceed to debate the XRP funding potential as a controversial challenge. On the time the article was written, market members have been all in favour of whether or not XRP can keep its current restoration and achieve momentum within the subsequent 5 years, 2026. A mix of things, comparable to regulatory points with crypto safety, market volatility, and problem in competing with different conventional safe-haven belongings which have recorded stable returns have outlined the way forward for the XRP market.

Kim’s prediction for XRP in 2026 comes as valuable metals have staged fairly a pointy rally, with silver specifically posting some fairly substantial positive factors. The transfer briefly lifted silver’s market capitalisation above that of U.S. chipmaker NVIDIA, making it the world’s second-most precious asset behind gold. Regardless of costs later falling again to round $75 per ounce earlier than recovering considerably, silver’s market worth stood at roughly $4.40 trillion, in contrast with NVIDIA’s $4.63 trillion, in line with Olanrewaju.

Time will inform whether or not the XRP value prediction for 2026 proves correct, as sentiment knowledge continues to color a cautious image at the same time as some analysts keep bullish forecasts for the token’s efficiency in opposition to conventional belongings like gold and silver.



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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