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Watch Nigeria > Blog > Financial Literacy > 4 Methods to Use Your Cash to Purchase a Little Extra Happiness
Financial Literacy

4 Methods to Use Your Cash to Purchase a Little Extra Happiness

Last updated: December 29, 2025 3:01 pm
Terfa Ukende
2 hours ago
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4 Methods to Use Your Cash to Purchase a Little Extra Happiness
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Contents
  • 1. Spend it on what YOU like greatest.
  • 2. Give it away.
  • 3. Concentrate on experiences.
  • 4. Bask in small pleasures usually.

4 Methods to Use Your Cash to Purchase a Little Extra Happiness

We’ve all heard that “money can’t buy happiness,” and by now many people are conscious of a latest research that confirmed that, whenever you earn greater than $75,000 a 12 months your ranges of happiness don’t enhance very a lot.

Whilst you most likely received’t discover lasting happiness based mostly fully on how a lot cash you handle to amass, the means you spend your cash can contribute a terrific deal to the quantity of happiness and delight you get out of life.

Listed here are 4 methods you need to use your cash to get a bit extra out of life:

how to buy happinesshow to buy happiness1. Spend it on what YOU like greatest.

So many people spend cash to get issues meant to impress others. The neighbors have a 55″ TV, so you work you must have one as properly — although you don’t watch lots of TV. Loads of dissatisfaction in life comes from spending on issues that you simply don’t actually really feel are vital. As a substitute, look at your values and financial priorities, after which spend cash on what YOU like. Overlook about what others will consider that trashy novel. If it’s your responsible pleasure, and you actually get pleasure from it for a calming escape from every single day life, it’s not a waste of cash.

2. Give it away.

Curiously, a research within the Journal of Client Psychology discovered that individuals who spend cash on others are happier than those that solely spend cash on themselves. Giving to charity, serving to family and friends, and different spending that helps you’re feeling as if you make a optimistic contribution truly triggers exercise in areas of your mind related to receiving rewards. So, you need to use your cash for good — and revel in a bit extra happiness in your life.

3. Concentrate on experiences.

Whereas this isn’t all the time true, many individuals discover that they’re happier of their spending if they will use their cash to enjoy experiences. This actually resonates with me, since I’m an “expertise” particular person. Whereas shopping for issues may give you a thrill as a result of it’s one thing new, fairly quickly that object turns into an everyday a part of life, fading into the background. An expertise, although, is all the time extraordinary. You’ll be able to look again in your three-day getaway to the mountains and really feel a bit jolt of happiness — even years later. It’s because you went outdoors your day-to-day expertise. A visit to a Yankees recreation not often turns into commonplace for many of us. Having the ability to spend your cash to create these nice recollections offers you one thing to look again on, and creates a bit little bit of happiness every time.

4. Bask in small pleasures usually.

As a substitute of all the time scrimping and saving for that one huge factor, take into account indulging in smaller issues usually. After getting that huge factor, the novelty and pleasure of it begins to put on off because it slowly turns into a part of the on a regular basis panorama. A small indulgence usually, although, all the time turns into one thing attention-grabbing to look ahead to. So long as it’s inexpensive, it supplies you with one thing new usually. A visit to the flicks, a brand new guide, or an ice cream cone is usually a enjoyable means so as to add selection and spice to your life — with out costing quite a bit.

How do you utilize cash so as to add extra enjoyment to your life?

Tagged as: Lifestyle, Money Beliefs, Spending



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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