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Watch Nigeria > Blog > Personal Finance > Find out how to Resolve The place to Give (When You Cannot Say Sure to All the things)
Personal Finance

Find out how to Resolve The place to Give (When You Cannot Say Sure to All the things)

Last updated: December 23, 2025 9:11 am
Terfa Ukende
6 days ago
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Find out how to Resolve The place to Give (When You Cannot Say Sure to All the things)
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Contents
  • Begin with the guts
    • Give from a grateful coronary heart and a damaged coronary heart.
    • 1. Gratitude-Guided Giving
    • 2. Compassion-Guided Giving
  • The Precept of Multiplication
    • And Not All “Good Causes” Are Good Investments
  • The Everlasting Perspective
  • You’re Not Designed to Fund All the things
    • God Has Particular Assignments for Your Sources
  • Saying “No” Creates Area for God’s Greatest Sure
    • The Son of God Himself stated “no” to professional wants to keep up His divine focus.
  • Above All Else: Observe the Holy Spirit
  • Your 5-step Framework for Kingdom Impression

A pal texted me the opposite day with a query that may sound acquainted:

“Bob, past tithing, how do you resolve the place to present? I’ve received a pal fundraising for a mission journey, an invite to a charity breakfast for jail ministry, and I simply met somebody elevating cash for a youth group. They’re all professional causes. I do know I ought to ask God, however do you may have another frameworks?”

It is a problem many people face. As our capability to present will increase, so do the alternatives. And let’s be sincere – saying no to worthy causes can really feel uncomfortable, even after we know we are able to’t help the whole lot.

Sidenote: Partially 3 of my ebook Simple Money, Rich Life, I dive deep into this subject with sensible giving methods which have helped hundreds break away from guilt-based giving and expertise true freedom in generosity, however for now let’s sort out what we are able to on this article.

Begin with the guts

Years in the past, I got here throughout a giving framework that reworked how Linda and I strategy giving choices:

Give from a grateful coronary heart and a damaged coronary heart.

It’s elegantly easy, but profoundly biblical.

Let’s break down every half:

1. Gratitude-Guided Giving

Within the Previous Testomony, the Israelites introduced their first fruits as an providing of thanksgiving. This wasn’t only a non secular ritual – it was an acknowledgment that the whole lot that they had got here from God.

“Honor the LORD together with your wealth, with the firstfruits of all of your crops; then your barns shall be crammed to overflowing, and your vats will brim over with new wine.” (Proverbs 3:9-10)

This precept of gratitude-driven giving nonetheless applies right this moment.

What organizations, ministries, or persons are you genuinely grateful exist? Which of them have blessed you personally?

For many people, our native church tops this listing. The church that ministers to your loved ones week after week deserves your devoted help.

As Paul wrote to Timothy: “The elders who direct the affairs of the church nicely are worthy of double honor, particularly these whose work is preaching and instructing” (1 Timothy 5:17).

However your listing may additionally embrace a disaster being pregnant heart that helped a member of the family, a restoration ministry that supported a pal, or a Christian camp that impacted your youngsters.

2. Compassion-Guided Giving

The second coronary heart of giving comes from what breaks you.

Jesus was repeatedly “moved with compassion” earlier than He acted to satisfy wants (Matthew 9:36, 14:14, 15:32).

What injustices make your blood boil? What weak populations hold you up at evening? What international points do you would like you might remedy single-handedly?

For some, it’s human trafficking. For others, it’s evangelism in unreached areas. Or maybe it’s foster care, homelessness, or Bible translation.

The purpose isn’t what breaks your coronary heart, however that you just’re permitting your coronary heart to be damaged by the issues that break God’s coronary heart.

The Precept of Multiplication

Past that framework, I search for one other biblical principle: multiplication.

Jesus often talked about seed, soil, and fruit.

Within the Parable of the Sower (Matthew 13:1-23), He emphasised that the identical seed produced dramatically completely different outcomes relying on the place it was planted.

The sensible steward appears to be like for good soil – organizations that reveal a multiplication impact:

“Nonetheless different seed fell on good soil, the place it produced a crop—100, sixty or thirty occasions what was sown.” (Matthew 13:8)

And Not All “Good Causes” Are Good Investments

Simply as there are environment friendly and inefficient companies, there are environment friendly and inefficient charitable organizations.

Some exist primarily to perpetuate themselves, whereas others create exponential influence with minimal overhead.

I’ve discovered to ask questions like:

  • Is that this group producing seen fruit?
  • Have they got a transparent technique for multiplication?
  • Are they being good stewards of their present assets?

The Apostle Paul praised the Philippian church for his or her partnership within the gospel (Philippians 1:3-5) – they weren’t simply giving cash; they have been investing in kingdom advancement.

The Everlasting Perspective

Whereas I give to organizations addressing numerous wants, I place particular precedence on these with everlasting influence.

Jesus met bodily wants all through His ministry, however He continuously emphasised that religious wants have been major:

“For what is going to it revenue a person if he positive factors the entire world, however loses his soul?” (Mark 8:36)

If I’m selecting between two wonderful organizations – one addressing non permanent bodily wants and one other addressing everlasting religious wants – I are likely to prioritize everlasting influence.

This doesn’t imply bodily ministries aren’t beneficial.

Actually, they usually create bridges for the gospel.

When Jesus fed the 5,000, He met instant bodily wants whereas creating a possibility to share religious reality.

You’re Not Designed to Fund All the things

Maybe essentially the most liberating realization I personally had when attempting to learn to resolve the place to present is that we aren’t alleged to help each worthy trigger.

In 1 Corinthians 12, Paul describes the physique of Christ as having many components, every with completely different capabilities.

I consider this is applicable to giving as nicely. Some are referred to as to help training, others to fund evangelism, nonetheless others to combat poverty or sponsor youngsters.

God Has Particular Assignments for Your Sources

Once we attempt to help the whole lot that comes our method, we frequently find yourself with scattered influence.

However after we focus our giving where God specifically directs us, we take part in His strategic work.

The early church demonstrated this precept nicely. When confronted with a famine affecting Jerusalem believers, Paul didn’t ask each church to contribute equally.

As a substitute, he collected from church buildings in Macedonia and Achaia who had the capability to present (Romans 15:25-27).

Saying “No” Creates Area for God’s Greatest Sure

As your monetary assets improve, the requests will definitely improve too.

Studying to say “no” – even to worthy causes – isn’t simply okay; it’s important for kingdom-focused giving.

Each “sure” prices you one thing, and never simply in {dollars}. It prices consideration, emotional power, and area in your giving strategy.

Jesus modeled this precept completely.

Regardless of overwhelming wants throughout Him, He routinely withdrew to wish (Luke 5:16). There’s even a exceptional second when His disciples frantically seek for Him, saying “Everyone seems to be on the lookout for you!” – primarily telling Him about all of the ministry alternatives He was lacking.

His response? “Allow us to go some place else” (Mark 1:37-38).

The Son of God Himself stated “no” to professional wants to keep up His divine focus.

Once you really feel the stress to fund the whole lot, bear in mind this reality: Scattered giving usually means scattered influence.

Strategic “no’s” create area for highly effective, centered “sure’s” that align with God’s particular project in your assets.

The query isn’t whether or not you’ll say no – it’s whether or not you’ll say no deliberately or by default when your assets are depleted.

Above All Else: Observe the Holy Spirit

Frameworks and methods assist us navigate giving choices, however they’re no substitute for the Spirit’s whisper.

God’s voice should all the time have the ultimate say.

I’ve discovered this lesson repeatedly through the years. Generally the Holy Spirit will immediate you to help one thing that doesn’t suit your typical giving standards or patterns. When this occurs, obedience trumps technique each time.

Scripture makes this precedence clear:

“Belief within the LORD with all of your coronary heart and lean not by yourself understanding; in all of your methods undergo him, and he’ll make your paths straight” (Proverbs 3:5-6).

Linda and I’ve skilled this numerous occasions in our giving journey – feeling an unmistakable nudge to help one thing fully outdoors our regular giving framework. Typically, we’d uncover months later how completely timed our reward was in God’s bigger plan – assembly a necessity we couldn’t have recognized about or creating a possibility we couldn’t have foreseen.

These moments have taught us a profound reality: God’s knowledge operates at a stage far past our strategic considering. Our fastidiously constructed giving plans are like tic-tac-toe in comparison with His multi-dimensional chess sport of kingdom development.

This doesn’t imply we abandon considerate stewardship. Quite, we maintain our plans with open palms, prepared to regulate at a second’s discover when the Spirit leads in a different way.

Your 5-step Framework for Kingdom Impression

When the following giving alternative arrives in your inbox or from throughout the espresso desk, I’d wish to counsel a easy framework to information your response:

  1. Pray particularly about every alternative
  2. Look at your coronary heart – Is that this giving motivated by gratitude or compassion?
  3. Consider the soil – Is that this group multiplying assets successfully?
  4. Contemplate everlasting influence – How does this work advance God’s kingdom?
  5. Search affirmation – Do you may have peace about this determination?

This framework isn’t about limiting your giving – it’s about focusing it for max influence.

Giving was by no means meant to be a burden, however a privilege.

God doesn’t want our cash – He invitations our participation in His redemptive work. Once we give strategically and joyfully, we step into the divine move of God’s generosity.

We’re not simply disbursing {dollars} – we’re investing in eternity.

And after we strategy giving with this mindset, the query shifts from “How a lot ought to I give?” to “How a lot am I prepared to maintain?”

So the following time you’re confronted with a number of worthy causes, don’t really feel overwhelmed. As a substitute, stroll via this framework with confidence, figuring out that your strategic “sure” or grace-filled “no” is a part of God’s bigger design for kingdom development.

As a result of after we give based on God’s path – whether or not it’s following a framework or responding to a Spirit-led prompting – each greenback turns into a seed planted in His everlasting functions.

And there’s no higher funding on earth than that.

Your pal and coach,

Bob sign



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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