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Watch Nigeria > Blog > Financial Literacy > How To Give Significant Presents When You’re on a Tight Price range
Financial Literacy

How To Give Significant Presents When You’re on a Tight Price range

Last updated: December 25, 2025 4:30 pm
Terfa Ukende
4 days ago
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How To Give Significant Presents When You’re on a Tight Price range
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Contents
  • Finest Methods To Give Significant Presents When You’re on a Price range
    • 1. Set a sensible price range (and keep on with it)
    • 2. Strive considerate DIY and handmade items
    • 3. Give the present of time or experiences
    • 4. Use rewards, present playing cards, and money again to stretch your price range
    • 5. Store sensible and early
    • 6. Strive doing group or household items
    • 7. Don’t really feel pressured to overspend
  • Continuously Requested Questions
    • How do you give significant items with no cash?
    • What are some considerate items that don’t price cash?
    • How a lot ought to I spend on items if cash is tight?
    • Is it okay to inform individuals I’m on a price range this 12 months?
    • How can I get monetary savings on the items I do purchase?
    • What ought to I do if I can’t afford to present everybody a present?
    • How can I cease feeling responsible about spending much less?
  • How To Give Significant Presents When You’re on a Tight Price range – Abstract

Questioning how you can give significant items while you’re on a price range?

Giving items is considered one of my favourite components of the vacations, however I do know that it could really feel nerve-racking while you’re on a price range.

Should you’ve ever puzzled how you can give significant items while you don’t have a lot cash to spend, you’re undoubtedly not alone. Many people wish to give good items with out spending a ton of cash, and fortunately, it’s 100% doable.

The reality is, the most effective items aren’t at all times the costliest ones. For me, I don’t care about how a lot one thing prices, and I a lot choose a extra significant present!

Really useful studying: 17 Ways To Make $1,000 For The Holidays

Finest Methods To Give Significant Presents When You’re on a Price range

Beneath are real looking and considerate methods to present items that really matter, even when cash is tight.

1. Set a sensible price range (and keep on with it)

Earlier than you begin procuring, I like to recommend that you consider how a lot you’ll be able to realistically spend on items this 12 months.

I like to start out with a complete vacation price range, together with items, meals, and journey, after which break it down by particular person. This helps me keep organized and offers me a transparent image of what’s doable. And, write it down on a bit of paper when you really feel that may assist (I personally like to jot down issues down).

Should you need assistance monitoring your cash, you need to use a private finance app like Empower (you’ll be able to learn my full Empower review here) to see precisely the place your cash goes.

2. Strive considerate DIY and handmade items

Essentially the most significant items often have one factor in frequent – they’re private. They present that you just paid consideration, remembered one thing, or took your time making a pleasant present.

Strive to consider what the particular person likes, the talents/hobbies you’ve gotten, and perform a little brainstorming.

You don’t should be tremendous artful to make one thing particular, both. Selfmade items might be easy however nonetheless very significant.

Listed below are a couple of concepts:

  • Bake cookies or bread and wrap them properly with a handwritten tag.
  • Create a reminiscence jar full of favourite moments or quotes.
  • Print and body a photograph with a significant observe on the again.
  • Make a “coupon book” for issues like babysitting, chores, or dinner at house.
  • Write a handwritten letter
  • Create a do-it-yourself recipe guide
  • Make a do-it-yourself spice combine

One in all my favourite items is a home made scrapbook that somebody gave me years in the past. Additionally, a watercolor portray that somebody gave me – this particular person isn’t knowledgeable painter both, so that you don’t even need to be knowledgeable to present an artsy present like this.

Tip: I even have a notes app on my cellphone the place I listing out issues that the individuals closest to me have stated that they favored. This fashion, I can merely simply go to my listing after I’m attempting to brainstorm a present concept for them. I do know this in all probability sounds tremendous “further,” however it’s at all times enjoyable once they open my present, and it’s one thing they understand I paid consideration to months earlier, haha!

3. Give the present of time or experiences

I actually like giving experiences as items. Many individuals today have a lot stuff, and typically an expertise or your time is far more appreciated.

And so they don’t need to price a lot cash both.

You might:

  • Cook dinner their favourite meal and watch a film collectively.
  • Plan a hike, seaside day, or picnic.
  • Host a DIY “paint and sip” night time at house.
  • Provide to babysit for a father or mother who wants a break.
  • Have a house spa day.

Or, if in case you have the price range, there are experiences you possibly can pay for as properly. For instance, you possibly can take them to the museum, the zoo, a cooking class, a day journey to a close-by city, an escape room, lease a paddleboard for a time out, and extra.

How To Give Significant Presents When You’re on a Tight Price range
Right here’s a screenshot of among the present playing cards I’ve earned on Freecash.

4. Use rewards, present playing cards, and money again to stretch your price range

If you wish to purchase items however your price range is tight, you could wish to make the most of money again and reward apps.

Through the years, I’ve earned 1000’s of {dollars} in free present playing cards this fashion, and it can save you them all year long and use them for vacation procuring. I personally use the apps under to earn free present playing cards:

  • Fetch Rewards – Simply take an image of your receipt from any grocery retailer and earn factors.
  • Freecash – Earn free present playing cards for taking part in video games in your cellphone.
  • Rakuten – Get money again when procuring on-line.
  • Survey Junkie – Get free present playing cards for answering on-line surveys.

You will get present playing cards to locations like Amazon, Goal, Visa, Walmart, and extra.

I do know of a number of individuals who earn present playing cards on these websites all year long, after which they save all of them for his or her vacation procuring. This fashion, it doesn’t really feel like they’re spending any cash!

Here's an example of what you could possibly get as cash back when shopping online (the percentages change all the time, so you'll want to log in and check).
Right here’s an instance of what you possibly can probably get as money again when procuring on-line (the chances change on a regular basis, so that you’ll wish to log in and test).

5. Store sensible and early

I extremely advocate procuring early when you can, as ready till the final minute means that you could be overspend. This is because of many causes, corresponding to you could spend more cash in case you are frantically attempting to purchase items for a number of individuals and lack the time to seek out offers or significant items. Chances are you’ll rush to seek out issues since you are merely out of time.

I do know many households who store year-round for items, whilst early because the summer time! This fashion, they’ll make the most of gross sales all year long, in addition to save on issues that an individual has talked about that they need.

Listed below are a couple of suggestions:

  • Join e mail alerts from shops that you just wish to purchase items from.
  • Use browser extensions like Rakuten to seek out coupon codes and get money again mechanically.
  • Don’t overlook secondhand or native Fb teams for budget-friendly items.

If you plan forward, you give your self extra time to seek out the proper present at a greater worth.

6. Strive doing group or household items

Should you’re searching for a giant household or pal group, attempt doing a Secret Santa or a household present as a substitute.

My husband has a big household, and as a substitute of getting items for 20 totally different individuals, we often do a Secret Santa for the adults and the children every get a present. Which means that you not solely get monetary savings, however you get to spend extra time serious about a superb present for the particular person as properly.

Some suggestions for a household Secret Santa:

  • Set a spending restrict for everybody.
  • Use a web based identify generator – we used Elfster final 12 months.
  • Share want lists.
  • Add a theme – we have now solely finished this as soon as, however one time we had a theme of baskets. This meant we stuffed a basket with one thing the particular person may like. Some basket concepts have been film nights (this was full of popcorn buckets, sweet, films, and so on.) and sport nights (there have been video games, snacks, and so on.).

7. Don’t really feel pressured to overspend

It’s simple to get caught up in what everybody else is shopping for, particularly when social media is filled with present guides, large procuring hauls, and a whole bunch of presents underneath the Christmas tree. However keep in mind: The vacations aren’t a contest.

The individuals who love you most don’t care how a lot you spend; as a substitute, they care in regards to the thought behind your present.

So, please don’t really feel like you need to go into debt as a way to make somebody pleased.

Continuously Requested Questions

Beneath are solutions to frequent questions on how you can give significant items while you’re on a price range.

How do you give significant items with no cash?

You may give one thing considerate with out spending something in any respect, like writing a pleasant letter, serving to with a job they should do, babysitting, cooking a meal, or spending time collectively doing one thing that the particular person enjoys.

What are some considerate items that don’t price cash?

Selfmade baked items, framed photographs, playlists, reminiscence jars, or DIY self-care baskets are all cheap however good to get as a present.

How a lot ought to I spend on items if cash is tight?

There’s no “proper” quantity as a result of it relies on your state of affairs. What issues is setting a restrict you’ll be able to truly afford. Even $10 to $20 per particular person (or much less) can work when you plan forward.

Is it okay to inform individuals I’m on a price range this 12 months?

Sure, honesty is at all times higher than going into debt to present a present.

How can I get monetary savings on the items I do purchase?

There are numerous methods to economize on items, corresponding to utilizing money again websites, getting free present playing cards on-line to place towards your items, procuring early, utilizing coupon codes, and even shopping for stuff secondhand (corresponding to from native Fb teams).

What ought to I do if I can’t afford to present everybody a present?

It’s fully okay and regular when you can’t afford to present everybody in your life a present. I like to recommend that you just give attention to the individuals closest to you and provides one thing small however private when you can (and if you wish to – there’s no rule in life that claims you have to give items in any case). It’s also possible to write playing cards to others or host a small get-together as a substitute of exchanging items.

How can I cease feeling responsible about spending much less?

I get it. Chances are you’ll really feel responsible, however do not forget that the vacations aren’t about how a lot cash you spend. What individuals keep in mind is the love, not the quantity on the receipt. It’s simply not price it to enter debt for a gift.

How To Give Significant Presents When You’re on a Tight Price range – Abstract

I hope you loved my article on how you can give nice items while you don’t have some huge cash to spend.

I personally suppose that essentially the most memorable items are those that come from the guts and never the shop.

So whether or not you bake cookies, write a letter, or use your reward factors to get a present card, do not forget that thoughtfulness at all times wins over worth tags.

I really like, love, love the vacations, however we by no means actually spend an excessive amount of cash on items for them. For us, the main focus is extra on spending time collectively, baking, watching films, making vacation crafts, and having fun with the vacation. The reminiscences we make at all times imply greater than something we might purchase.

How a lot cash do you sometimes spend on items? What do you do to save lots of?

Really useful studying:

  • 8 Ways To Change Your Holiday Spending – Make This Year More Meaningful Than Ever
  • 24 Best Winter Side Hustles To Make Extra Money
  • How To Stick To Your Holiday Budget & Avoid Debt
  • 58 Random Acts Of Kindness

The publish How To Give Meaningful Gifts When You’re on a Tight Budget appeared first on Making Sense Of Cents.



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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