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Watch Nigeria > Blog > Financial Literacy > Most Health: The Greatest Profit Of FIRE
Financial Literacy

Most Health: The Greatest Profit Of FIRE

Last updated: December 29, 2025 7:13 pm
Terfa Ukende
3 hours ago
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Most Health: The Greatest Profit Of FIRE
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Contents
  • My Health Journey
  • The place I Stand At present
  • How I Bought Right here
    • Power Coaching
    • Strolling
  • Observations
  • Subsequent?
  • Life is Good
  • Extra 1500 Days!!!

You may have all the cash on the planet, nevertheless it means nothing should you don’t have your well being. Warren Buffett drove this level residence on the first Berkshire Hathaway assembly I attended over 10 years in the past. A younger viewers member requested a query about e-book suggestions. Buffett rambled on and adjusted the subject, ultimately touchdown on this:

I’d provide you with all of my wealth to commerce our bodies.

It’s simple for a 90 yr outdated to understand youth. Not really easy for these of us farther away from loss of life. And that’s an issue as a result of well being is cumulative. How we preserve our our bodies after we’re younger influences how properly we’ll age.

My Health Journey

I’m lucky genetically. As a child, I bear in mind 4 of my great-grandparents. They lived to be of their late 80s or early 90s and have been impartial nearly till the top. No dementia and little or no most cancers in my household.

I contemplate how they lived. They:

  • have been lively and match.
  • had jobs the place they carried out handbook labor. No sitting at a desk!
  • had social connection. Plenty of household in shut proximity.

Whereas these members of the family are actually lengthy gone, they proceed to mild a fireplace below my ass. I don’t wish to botch a doubtlessly prime quality, lengthy life by neglecting my well being.

The place I Stand At present

Since leaving work back in 2017, I’ve been paying extra consideration to my well being. I’ve had hydrostatic physique composition assessments executed sporadically. Listed below are all of my outcomes:

I’m shocked at what I’ve been in a position to accomplish. Since my first take a look at again in 2017:

  • General weight discount: 6 kilos
  • Enhance of lean physique mass (muscle!): 8.8 kilos
  • Discount of fats mass: 14.8 kilos

And the proof is within the pudding. Or lack of it as a result of that pudding was my voluminous intestine.

Taking images is a good concept since you don’t discover modifications if you see your self each day. Nevertheless, if you return and evaluate outdated images, the modifications are startling. I took the images on the left in July of 2024. Those on the precise have been taken this week. Right here’s my entrance and aspect:

And these look even higher:

I really feel nice. Earlier this week, I went to Rocky Mountain Nationwide Park and explored a path with giant boulders. I felt extra nimble than I ever had, leaping between rocks. I’m no Mr. Universe and even Mr. Longmont, however using into outdated age with a bit additional muscle will assist me age properly.

How I Bought Right here

Power Coaching

Right here is my 4 day routine:

Day 1: 5 units of every: pullups, pushups, tricep push-downs, preacher curls, dips

  • I take lengthy relaxation breaks in-between, as much as 5 minutes. I do laps across the observe to burn the time. I stroll 3-4 miles over the course of this exercise.
  • Each set is close to failure. I don’t maintain again for any set. So my first ought to at all times my largest.
  • My shoulders had been screwy, so I minimize out exercising them. Now that I discovered the trigger (curls!), I could add a shoulder train again in.

Day 2. Legs: squats and deadlifts

Day 3. Arms: tricep push-downs, preacher curls

Day 4. 4×3 exercise on the stair machine for VO2 max training

Strolling

I do quite a lot of brisk strolling in zone 2. My purpose is 8,000,000 steps this yr or about 22,000 per day. As of this writing (August 6), I’m properly forward:

It took me a very long time to determine a health routine that labored for me. What works for you might be completely different. Half of the enjoyable is experimenting.

Observations

I’m continuously tweaking my weight-reduction plan, train routines and habits. Some random observations:

I wouldn’t be on this form if I had a job. There are two primary causes for this:

  • I spend 3 hours each day engaged on health. My Day 1 power routine take 2 hours alone. Strolling additionally consumes quite a lot of time. If I had a job, there isn’t any method I’d have time for it.
  • People solely have a lot willpower and stress destroys it. There’s no method I might preserve my exercises and weight-reduction plan with job stress.

From a weight-reduction plan perspective, eliminating unhealthy carbs is a very powerful factor I’ve executed. I’ve very robust cravings for sugar. I additionally love bread. I’m an all-or-nothing sort of individual, so the reply is to not have this meals in the home. If it’s not there, I can’t eat it. Drawback solved. Greens and lean protein are the reply.

I want I might disconnect from meals fully. My sugar cravings by no means go away. I’ve had individuals inform me should you keep away from sugar for a month, the cravings will diminish. Not the case with me. The siren name of a chocolate chip cookie is overpowering.

I’ve my weight-reduction plan dialed in, with the surprising assist of medication. I’ve been following semaglutides (Ozempic is the preferred instance) for some time and the potential unwanted side effects are fascinating:

Semaglutide, past its well-known advantages for weight reduction and blood sugar management in sort 2 diabetes, presents a number of different potential benefits. These embody improved cardiovascular well being, lowered irritation, potential cognitive advantages, and even constructive impacts on dependancy administration. 

I used to be discussing these medicine with my physician and she or he requested me if I’d be concerned about experimenting with a microdosing routine:

Positive!

As a result of I used to be microdosing, I didn’t count on any weight reduction profit. However for the primary 2 weeks of the experiment, the drug worn out my starvation fully. It’s unusual, startling, and wonderful to disconnect from meals. When you haven’t any curiosity in consuming, you must pressure it down your throat. The results of this for me is that I ate quite a lot of broccoli, salads, and hen breast. The burden poured off.

The extra vital end result is that I now have a greater relationship with meals. I perceive precisely what I’ve to eat to keep up my physique. I’m now off the drug and the starvation has come again. (I’m ALWAYS hungry. All the time have been.) However now I’m in a greater place and my resistance is stronger. Not consuming till midday each day works properly for me.

It’s fully wonderful to placed on pants that have been tight 6 months in the past and have them now fall off. Again in January, dimension 32 pants have been starting to really feel tight. Now I’m down to twenty-eight. Costco stops at 30, so I’ve to discover a new place to purchase garments.

Constructing muscle could be very troublesome for me and at all times has been. I used to be listening to a podcast lately and one of many hosts talked about that genetics are a very powerful willpower of muscle constructing potential. I imagine it. I bear in mind figuring out with a pal in my 20s. We each labored out exhausting, ate the identical issues, and pushed one another. He had twice the success in 3 months than I had in 12.

After I work out, I get near failure for all of my units. It’s mentally very troublesome to push by way of. I’ve been doing this for a yr and it’ll take me not less than one other yr to the place I actually wish to be. And that’s if I don’t injure myself.

It’s inconceivable to chop fats with out chopping some muscle too. For some time, I assumed that I might do that. And possibly I might, nevertheless it doesn’t work properly. You don’t progress rapidly with the losses or positive factors. I believe it’s higher to concentrate on one or the opposite.

The Hevy app is wonderful. I’m going to the gymnasium alone, so I’ve nobody to push me. Hevy takes the place of a exercise associate. I document each exercise and attempt to do some extra with the subsequent one.

Most individuals take a look at the incorrect numbers. I do know loads of aspiring FI pals who say issues like this:

I don’t like my job, however I’m going to remain another yr simply to make a bit more cash.

I don’t imagine the 4% Rule. I’m going to shoot for 3.4%.

I do know I assumed I might retire with $1,500,000, however I’ve determined to go for $1,800,000.

These aren’t a very powerful numbers. As an alternative, what’s your:

  • blood strain?
  • hours of sleep per evening?
  • resting coronary heart price?
  • common glucose?

After all cash is vital. However it received’t do you a lot good should you’re useless.

Subsequent?

For the previous 3 months, I’ve been specializing in shedding physique fats over gaining power. Quickly, I’ll pivot again to making an attempt to realize some good weight. For many of the remainder of August, I’ll be on an enormous highway journey. Extra on that within the subsequent put up.

3,000+ miles!

I’ll attempt to sustain my routine as greatest I can on the highway, nevertheless it isn’t simple. So I’ll regroup in the beginning of September and put up about this once more on the finish of November.

Life is Good

I’m so grateful for my FI-life. I didn’t know what to anticipate after I give up work as a result of I had no expectations. I used to be operating away from a job that pressured me out and didn’t ponder what life would appear to be on the opposite aspect.

It took me some time to get it dialed in, however I’m actually having fun with the rhythm of my life now. The spine of my life and each day routine is health. I train very first thing within the morning in a fasted state when I’ve probably the most power. For the remainder of the day, I’m:

  • spending time with my youngsters (particularly throughout breaks)
  • wrapping up residence tasks
  • engaged on Spanish
  • training piano or guitar
  • hanging out with pals

And for me, life is most rewarding after I tackle some large tasks. My large one in the intervening time is screwing round with the guitar. I’m studying a pair songs for the HQ vacation music celebration.

A efficiency at MMM HQ

I’m additionally engaged on one other very large mission which I’ll write about quickly.

And I at all times take time each day to be outdoors.

Chasm Lake in Rocky Mountain Nationwide Park

Life is nice.

Extra 1500 Days!!!

You can even discover me (and the dinosaurs) at:



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ByTerfa Ukende
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Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
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