Watch NigeriaWatch NigeriaWatch Nigeria
  • Home
  • Agribusiness
    AgribusinessShow More
    Ed | A Name for Our Survival: Defending Indigenous Fisherfolk Rights – Meals Tank
    Ed | A Name for Our Survival: Defending Indigenous Fisherfolk Rights – Meals Tank
    29 minutes ago
    Are We Consuming Ourselves Sick? – Meals Tank
    Are We Consuming Ourselves Sick? – Meals Tank
    2 hours ago
    Kenya Protects Seed Sharing, Australia Expands Proper to Restore, and SF Takes on Extremely-Processed Meals – Meals Tank
    Kenya Protects Seed Sharing, Australia Expands Proper to Restore, and SF Takes on Extremely-Processed Meals – Meals Tank
    3 hours ago
    21 Inspiring Books That Educate Youngsters About Meals, Farming, and the Setting – Meals Tank
    21 Inspiring Books That Educate Youngsters About Meals, Farming, and the Setting – Meals Tank
    4 hours ago
    Native Nook Retailer Expands D.C. Meals Entry – Meals Tank
    Native Nook Retailer Expands D.C. Meals Entry – Meals Tank
    5 hours ago
  • Entrepreneurship
    EntrepreneurshipShow More
    OpenAI is on the lookout for a brand new Head of Preparedness
    OpenAI is on the lookout for a brand new Head of Preparedness
    3 minutes ago
    The 33 prime well being and wellness startups from Disrupt Startup Battlefield
    The 33 prime well being and wellness startups from Disrupt Startup Battlefield
    1 hour ago
    The Google Pixel Watch 4 made me like smartwatches once more
    The Google Pixel Watch 4 made me like smartwatches once more
    2 hours ago
    A information to choosing the proper Apple Watch
    A information to choosing the proper Apple Watch
    3 hours ago
    Sauron, the high-end dwelling safety startup for “tremendous premium” prospects, plucks a brand new CEO out of Sonos
    Sauron, the high-end dwelling safety startup for “tremendous premium” prospects, plucks a brand new CEO out of Sonos
    4 hours ago
  • Personal Finance
    • Financial Literacy
  • FinTech
  • Guides & Explainers
  • Success Stories
Reading: My Go to to the Metropolis of the Future
Share
Notification Show More
Font ResizerAa
Watch NigeriaWatch Nigeria
Font ResizerAa
  • Home
  • Agribusiness
  • Entrepreneurship
  • Personal Finance
  • FinTech
  • Guides & Explainers
  • Success Stories
  • Home
  • Agribusiness
  • Entrepreneurship
  • Personal Finance
    • Financial Literacy
  • FinTech
  • Guides & Explainers
  • Success Stories
  • Homepage
  • About Us
  • Contact us
  • Privacy Policy
  • Terms of use
  • Disclaimer
© 2025 Watch Nigeria. All Rights Reserved.
Watch Nigeria > Blog > Financial Literacy > My Go to to the Metropolis of the Future
Financial Literacy

My Go to to the Metropolis of the Future

Last updated: December 26, 2025 12:54 pm
Terfa Ukende
3 days ago
Share
My Go to to the Metropolis of the Future
SHARE


My Go to to the Metropolis of the Future
.

In my position as Mr. Cash Mustache, I do my greatest to be your one-stop-shop for Way of life Guru concepts. So over time we’ve coated not simply the Cash facet of life, but in addition the much more essential stuff like well being and health and the psychology of higher, happier dwelling. 

However there’s one single space of life the place all of those components come along with an virtually Nuclear Fusion stage of synergy and effectiveness. And due to that, if I may have one single want on this planet, that is what I would need for. It’s a change so huge that it could make each individual on the planet higher off and repair most of our issues in a single grand sweep. And it’s in all probability not what you’d anticipate:

That we instantly change to constructing our cities and international locations round folks, as a substitute of vehicles.

(after which repair all of our present ones too, in order that our complete world is constructed round person-friendly dwelling.)

The advantages of this are approach greater than virtually anybody can think about. We’re not simply speaking about eliminating a little bit of air pollution or just a few site visitors jams or automotive crashes. No. That is about far richer, more healthy, and most significantly extra enjoyable dwelling for everybody. 

To place even conservative numbers to this, we’re speaking a couple of life enhance of over $20,000 per individual per 12 months, which compounds into effectively over two million {dollars} per grownup lifetime.

On a nationwide scale, this may enhance the wealth of america by about seven trillion {dollars} per 12 months, which might compound into about 770 trillion over the following 5 a long time.

Which occurs to be greater than the present complete quantity of human wealth on your complete planet.

Metropolis design dictates the largest numbers on this planet.

You should have a home that’s each cheaper and extra lovely and spacious. Your physique and mind shall be more healthy and stronger and sexier and value quite a bit much less time and healthcare {dollars} to keep up. 

And all of our wallets and funding accounts, each private and non-private shall be completely overflowing with surplus revenue, lowered bills, and gasoline an funding and prosperity increase just like the world has by no means seen.

“WTF?”,  chances are you’ll ask 

“Isn’t metropolis planning only a stuffy factor that your metropolis council does within the background whereas we’re all off dwelling our lives?”

Nicely, sure it’s proper now. And that’s the entire downside: cities are constructed by folks whose main job is to keep up the established order and stop disruptions. And people committes are elected and inspired by crusty outdated firms and organizations, and plain outdated grumpy neighbors who simply don’t have the imaginative and prescient to see what they’re lacking. 

.

I’m satisfied that if everybody may see by the smoggy haze of the established order, we’d all agree that this concept of a radical change just isn’t solely the very best thought, however the one cheap thought to even contemplate. 

So our job is to study and clarify simply how huge and the way straightforward that is. And what it boils right down to is fairly damned easy. 

Let’s begin with this image 

Whoa, that’s a little bit of a shock.

 So for a similar quantity of house you may have an complete fairly good two bed room residence, or you may have simply sufficient house for 2 (small) vehicles to park and pull out. However it will get even crazier than this. Take a look at this random intersection right here in my very own metropolis:

An enormous intersection is about 250×250 ft.
On site visitors day, you’ll blow proper by it.
However that is truly 1.5 acres of wasted house, sufficient to accommodate about 200 folks in resort-like consolation!

WHAT?! So each time you could have two huge automotive roads intersect, which occurs lots of of occasions in each huge metropolis, you might be losing sufficient house to construct an expensive, resort-like dwelling space with about 100 two-bedroom residences and nonetheless have room for a pool, a canine park, a grocery retailer, a few eating places, and so forth.

That is just the start of the madness, as a result of I’ve solely proven you two parking areas and one intersection. The fact is that our complete cities are made virtually completely of silly, costly wasted house like this. 

Many of the metropolis of Phoenix is OBSESSED with vehicles. Infinitely massive parking garages, parking heaps, and naturally roads. However most of it’s wasted (I took these footage throughout a protracted exploratory stroll I took in the course of a piece day.)

And the issue is so excessive that the solely purpose we expect we’d like vehicles to get round, is as a result of we now have wasted most of our house on accommodating vehicles, which unfold every part out to this point (and made every part so loud and harmful) that no person looks like strolling or biking!

Cue the Complaints

.

Everytime you suggest any nice new thought, you’ll at all times get a bunch of smartasses who prefer to complain and resist change, with out even bothering to suppose it by.

Most of them boil right down to, 

“However how are we going to maintain driving our vehicles simply as a lot as we do now?”

Which is ridiculous – as a result of the entire level is that as quickly as you narrow out all the large wasted areas we create to accommodate vehicles, you might be all of the sudden FREE from needing vehicles a lot!

As a substitute, you may simply weave a model new metropolis, with a bunch of variations of this lovely resort which additionally embody places of work, grocery shops, climbing gyms and each different amenity.

 And sure, you’d nonetheless have some roads between them, however they’d be principally for deliveries, emergency autos and individuals who want mobility help.

I hope you’re not going to make me journey the bus?

Trying out one of many 60+ Electrical Bikes on the HQ of the nation’s first car-free neighborhood.

I’m all for public transit in concept, however to be sincere I don’t often have the persistence for it. I don’t do lineups, and I don’t like to face round ready passively for my transportation to reach – when it’s time to go someplace, I simply wish to go, and go now, and get there quick. So my very own private alternative is to take a motorcycle for brief distances (below 2 miles) or an e-bike for bigger ones (as much as about 15 miles). 

Though that is usually information to automotive drivers, bikes are a lot quicker than vehicles for city transport, plus they provide me train and thrill, which is approach higher than being caught on the pink mild with the vehicles.

 In the event you take this already-superior technique of city transport and minimize out the 90% of the land that we waste on accommodating the inferior vehicles, then you find yourself with a revolution: everyone will get the place they’re going ten occasions quicker, at a lot decrease value, and has far more enjoyable doing it.

And positive, there can even be mild rail and quicker buses. And positive, you may nonetheless hop in an Uber and even convey your personal automotive right into a metropolis like this.However the level is that it’s going to simply occur a lot a lot much less usually.

Okay I’m satisfied, however how can we truly accomplish this?

Mr. Cash Mustache can discuss a giant sport with all these fancy phrases and footage, however the fact is that I’m approach too impatient to place up with all of the paperwork and complaints that come up if you attempt to truly change a metropolis. I’ve been doing my best right here in Longmont, and I’ve gotten nearly nowhere. We’re nonetheless simply stacking on an increasing number of layers of ridiculous car shit the place I stay.

Fortunately, different individuals are far more affected person and efficient than I’m at affecting change, and one group has made such unbelievable progress which you can now go LIVE of their first creation: a 1000-person car-free neighborhood known as Culdesac Tempe. And as I write this, I’m staying in a lodge proper close by, having spent the previous two days touring and visiting and interviewing the founders*. 

Clockwise: Culdesac workplace changed their very own car parking zone with a mini-park. Culdesac head of selling Blythe Ingwersen and co-founders Jeff Berens and Ryan Johnson confirmed me round and lent me a pleasant Porsche e-bike for a tour of the town!

Whereas we had been at it, my Phoenix-area-house-fixing good friend Tracy Royce and I additionally hosted a meetup for an enthusiastic group of our readers/viewers proper there in Culdesac’s rising central plaza.

.

Culdesac is Superior and Might Change All the pieces

In the event you solely have a look at the monetary spreadsheet, you’ll suppose this primary Culdesac undertaking is simply going to be a extremely worthwhile 1000-person cluster of residence buildings, unfold out throughout 17 acres of land. And whereas monetary sustainability is certainly a key purpose why this mannequin will succeed, the cash is the least thrilling half.

.

If you have a look at these footage in comparison with a traditional housing advanced, the principle factor you’ll discover is that each one the house that might usually be wasted on parking heaps, is as a substitute used for lovely strolling and gathering areas.

The subsequent huge improve is that they blended within the facilities for day by day life proper into the neighborhood, fairly than forcing all the longer term residents to get into their vehicles to drive out to search out them:

  • Grocery retailer, comparable in model to a small-ish Dealer Joe’s
  • Incredible fitness center (which I received to tour – it’s a magnificence!)
  • Coworking house 
  • Canine park
  • Pool
  • Out of doors kitchens and shade constructions and backyard areas galore
  • Semi-fancy Mexican restaurant with ample patio house
  • And much extra retail house additionally within the building plans

I used to be additionally impressed with simply the really feel of strolling the Mediterranean-vibed areas between the buildings, even at this early stage when every part continues to be below building.

Because of the sizzling desert local weather of the area, every part is constructed round offering shade, breeze, and reflecting warmth through the summer time, whereas additionally maximizing the joyful truth that there’s no winter there (the coldest month of the 12 months nonetheless has a median day by day excessive of 65F/18C, which implies palm timber, leafy gardens and fruits and flowers without end.)

With a setup like this, and 999 new neighbors to fulfill, I might not often really feel the necessity to go away the place. Which actually cuts down on my want to make use of a automotive. However on prime of that, Culdesac has strategically positioned itself in Tempe, a metropolis proper within the heart of the Phoenix metro space, inside strolling distance of the principle college and proper on a light-weight rail cease which lets you attain virtually every part (together with the airport) for FREE, since an annual go to the transit system is included along with your lease. 

However in fact, you too can get round on foot, bike, e-bike, scooter, or hop into one among Culdesac’s fleet of rideshare electrical vehicles for a visit to the mountains or no matter else you may wish to try this’s exterior of motorcycle and transit vary.

It’s insane. The truth is it’s so good that I’m going to try to maneuver there myself on the finish of 2023, having fun with my first escape from Colorado winter and celebrating the truth that my boy shall be a authorized grownup at the moment.

 However even that is only a pilot undertaking as a result of Culdesac has a lot greater plans.

The Culdesac Grasp Plan

An early sketch from Culdesac’s structure agency, Optico Design. Isn’t it superb what you may slot in a single Large Field buying heart car parking zone?

From my conversations with the founders, I feel they wish to do that:

  1. Begin with this small-scale neighborhood of leases, simply because it’s quicker
  2. Use this to get the phrase out and study from the expertise earlier than going greater
  3. Transfer as much as a larger-scale communities which can even embody houses on the market
  4. Go REALLY huge, and make a whole part of a metropolis, then finally a whole city which grows into a whole metropolis
  5. In the meantime encourage the relaxation of america to go the identical approach, as soon as they see that this kind of neighborhood is each extra fascinating for folks, and more cost effective (subsequently extra worthwhile) to construct.

So How Can We Profit From This, and Assist it?

We want MORE of this!
  • If this text gave you any stunning new data or modified your perspective in any respect, you’ve already made a distinction. As a result of your selections round housing and transportation will in all probability shift at the least somewhat bit away from vehicles, which is able to change our future demand and improvement patterns to be at the least somewhat bit higher. Congratulations!
  • In the event you’d prefer to be one of many first residents of this primary neighborhood, enroll proper on their web site at https://culdesac.com/ . There’s a ready record, however it strikes quicker than you’ll suppose – particularly when you’ve got a versatile transferring date.
  • In the event you’d prefer to make your personal metropolis a greater place to stay, simply begin emailing your personal metropolis council, and even higher, signal as much as serve by yourself native planning board or metropolis council your self, because the heroic gentleman from Twitter did above. The issues to push for are: approve extra housing and extra bike paths, however get rid of minimal parking necessities and above all cease losing cash on street expansions! Each greenback spent on accommodating vehicles subtracts many {dollars} from the longer term wealth of your metropolis.
  • In case you are a significant investor ($10M+) or land proprietor (20+ central acres in a high-density metropolis) seeking to put money into and enhance this effort, e mail the workforce straight at [email protected] – extra data on their about page.

And Then What Will Be Our Payback?

This entire change is thrilling, and it’s immense. 

Understanding these concepts round metropolis planning is the financial and social equal to being a health care provider, and discovering a 35-year-old affected person in a hospital who’s affected by each continual illness, however then discovering that they’ve been following a eating regimen of Coke and Donuts for his or her entire lives and by no means been out on a stroll, as soon as. 

In different phrases, the modifications are so apparent, and the quantity of win/win synergy so nice, that each step we take in the direction of making our cities higher, and each automotive journey we get rid of, will completely explode our private and nationwide wealth upwards for generations to return. 

The stakes simply couldn’t be greater.

Are you in?

Additional Studying:

One other collaborator within the general effort for automotive free cities is a bank-founding multi entrepreneur native good friend named Kevin Dahlstrom. His current Twitter rant on building car-free cities from the scratch gathered a surprising quantity of very constructive suggestions and fascinating feedback.

* Regardless of my constructive raving about this neighborhood, I’ve no monetary or enterprise reference to the undertaking or any of the workforce members. I’m simply actually enthusiastic about their work and wish them to succeed!





Source link

The Timely Rise of Financial Literacy Influencers
FDIC Insured Banking Doesn’t Imply What You Suppose It Means
The One Factor My Worst Investments Had in Widespread
Retired Man Tries to Spend Extra Cash, Largely Fails
6 Methods to Assist Your Baby Construct Credit score Throughout Faculty
Share This Article
Facebook Email Print
ByTerfa Ukende
Follow:
Terfa Ukende is a seasoned financial writer with over seven years of experience covering topics on finance, investment, and economic development. He began his writing career with NewsWay before joining Watch Nigeria, where he continues to educate readers on wealth building, market trends, and smart money management. He holds a Bachelor’s degree in Statistics and Computer Science, which strengthens his analytical approach to financial reporting and investment insights.
Previous Article Benue leaders reward Trump’s air strikes, urge enlargement to North-East, North-Central Benue leaders reward Trump’s air strikes, urge enlargement to North-East, North-Central
Next Article APY vs. APR: What’s the Distinction? APY vs. APR: What’s the Distinction?
  • FinTech
  • Guides & Explainers
  • Success Stories
  • Homepage
  • About Us
  • Contact us
  • Privacy Policy
  • Terms of use
  • Disclaimer
© Watch Nigeria. ~. All Rights Reserved.
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?