FDH Bank, a completely owned subsidiary of FDH Monetary Holdings Restricted and the fourth Most worthy lender on the Malawi bourse, is projecting a considerable revenue enhance for the 12 months ending Dec. 31, 2025.
Based by Thom Mpinganjira, one among Malawi’s most profitable businessmen, the financial institution anticipates revenue after tax progress of as much as 104 p.c, reaching MWK151 billion ($87.08 million), in comparison with MWK74.06 billion ($42.71 million) throughout the earlier 12 months 2024.
Revenue outlook pushed by credit score progress and deposit enlargement
FDH Financial institution in a voluntary earnings update, forecasted its revenue after tax for the 12 months ending 2025, to vary between MWK142 billion ($81.89 million) and MWK151 billion ($87.09 million), marking a 92 p.c to 104 p.c enhance from the earlier 12 months, reflecting its dedication to progress and innovation.
Its recent acquisition of a 98.8 percent share in Ecobank Mozambique SA, which broadens its attain past Malawi and strengthens its place in Southern Africa, is the inspiration of the improved outlook. The remaining 1.13 p.c stake within the Mozambican lender is held by Fundo Para O Fomento De Habitação (FFH), a state-linked housing growth fund. The acquisition positions FDH to diversify income streams and faucet into Mozambique’s banking market.
FDH Financial institution’s efficiency displays disciplined execution
Managing Director Noel Mkulichi mentioned the financial institution’s efficiency displays disciplined execution and proactive threat administration. “The financial institution has applied prudent methods to mitigate these challenges and maintain profitability by aligning its technique with nationwide growth priorities whereas supporting key sectors of the financial system,” he mentioned.
Mkulichi added that FDH Financial institution stays cautiously optimistic about 2026, citing expectations of improved enterprise situations supported by anticipated authorities coverage interventions geared toward strengthening financial exercise and the monetary sector.
Mpinganjira household management
Based in 2008, FDH Financial institution has grow to be a prime participant in Malawi’s monetary sector. After Thom Mpinganjira stepped down in 2020 following a bribery scandal tied to the 2019 presidential election, his son, William Mpinganjira, assumed management of FDH Monetary Holdings.
In its assertion, FDH Financial institution cautioned that the projected figures haven’t but been reviewed or reported on by exterior auditors. Listed on the Malawi Inventory Alternate since August 2020, FDH Financial institution is among the 5 Most worthy banks among the many 16 counters on the bourse.
With sturdy revenue expectations, increasing regional operations, and continued alignment with nationwide growth objectives, FDH Financial institution is strengthening its place as one among Malawi’s most influential monetary establishments below the broader Mpinganjira enterprise legacy.
