The ranking groups are the groups of ranking established entities on numerous wallets.
Ripple is listed at the top, which means that there are 31 accounts. The numbers additionally illustrate the distribution of big XRP stakes in the midst of exchanges and other significant wallets, as well as Ripple.
Top 1% Spot In XRP Rich List Requires At Least 44,596 XRP
The XRP Ledger now has 8,194,963 accounts that have been funded. The up-to-date XRPScan snapshot provides statistics on the XRP balances needed for the unlike brackets of holders. Big exchange balances could be customers’ money, and Ripple’s balances incorporate escrowed XRP.
It is much extra strenuous to arrive at elevated rankings.
The top 2% requires 21,757 XRP, whilst the top 3% requires 14,002 XRP. The top 10% is at 2,127 XRP together with approximately 810,804 accounts holding that quantity or additional.
🚨💥THE XRP RICH LIST HAS CHANGED💥🚨
Extra than 8.1 MILLION XRP accounts are now funded.
Top 10% → 2,127 XRP
Top 5% → 7,459 XRP
Top 1% → 44,596 XRP
Top 0.1% → 277,148 XRPWhere do YOU rank on the XRP Rich List? 👀 pic.twitter.com/DF1QlrUncZ
— John Squire (@TheCryptoSquire) September 21, 2026
These numbers are not concerning individuals but these are the numbers of XRPL accounts.
In September 2026, the XRP rich list has been updated, showing over 8.19 million funded XRP Ledger accounts. These accounts at the moment hold concerning 4.095 billion XRP in the accounts displayed in this column and on 35.7 billion XRP in escrow.
Upbit is in second place together with 13 accounts that hold approximately 6.394 billion XRP. Coincheck holds two accounts together with approximately 553.7 million XRP.
The distribution indicates that wallet rankings are not the simply marker of the distribution of XRP ownership. The minimum balance is 10,020 XRP for the top 4%.
According to XRPScan statistics, an account using 7,459 XRP has a rank in the top 5% on the XRP rich list. The entire figure of Coinbase’s accounts is 342, which have around 5.819 billion XRP. Substitute addresses may moreover be a big quantity of customers.
Ripple, Exchanges Dominate Sizeable XRP Holdings
The XRPScan figures shows 9,303 accounts in its XRP rich list. Several wallets are controlled by one person. If the rich list distribution is used, it means that just 81,080 accounts are in the top 1%.
In arrangement to accomplish that degree of an account, at least 44,596 XRP is required. Too, Coinbase ranks third in the list later than most recent account shuffle. Binance has concerning 2.735 billion XRP in 147 accounts.
Other big holdings are Chris Larsen’s seven accounts including a complete of concerning 2.533 billion XRP and Bithumb’s three accounts containing additional or fewer 1.828 billion XRP.
Bitbank shows two accounts using on 573.7 million XRP in the XRP rich list.
Source: XRP Rich List September 2026: Who Owns The Most XRP?
