Abel Amadi, said the lender would persist to pursue sustainable growth during the time that maintaining resilient governance and exposure regulation.
“The feature and sustainability of the Bank’s growth are as important as the growth itself,” Amadi said at the bank’s 2026 Annual Whole Meeting.
According to the bank’s 2025 annual describe, loans and advances increased by 44 per cent to N22.71 billion from N15.82 billion, whilst cash and cash equivalents surged by 195 per cent to N6.96 billion from N2.36 billion.
Patron deposits moreover rose by 14 per cent to N9.48 billion from N8.31 billion, although shareholders’ capital increased by 17 per cent to N7.16 billion from N6.10 billion.
Entire liabilities, nonetheless, climbed by 59 per cent to N25.88 billion from N16.26 billion.
Amadi said the bank continued to support and diversify its funding sources during the year, stressing the importance of appropriately arranged, lengthy-term funding to mortgage banking.
“The Board remains committed to strengthening AG Mortgage Bank as an institution qualified of delivering sustainable value to shareholders whereas fulfilling its important role in expanding availability to housing support in Nigeria,” he said.
He added that the bank’s growth tactic was increasingly focused on building “a larger, stronger, technology-driven and patron-centric institution” able of effectively serving Nigeria’s housing-support needs.
The balance-sheet expansion was accompanied by stronger revenue, using gross revenue rising 42 per cent to N4.93 billion from N3.47 billion.
Earnings earlier than tax increased by 89 per cent to N1.38 billion, although outcome later than tax rose by 130 per cent to N1.06 billion, compared using N458.7 million in the preceding year.
Managing Leader/Leader Executive Officer of AG Mortgage Bank, Ngozi Anyogu, attributed the improved output to increased firm volumes, stronger proceeds generation and continued focus on earnings standard despite elevated funding costs, inflation and reduced household purchasing power.
“Despite the operating challenges, the Bank delivered a significantly improved financial output,” Anyogu said.
He said the bank’s information to the challenging economic environment was to focus on “disciplined growth, strengthening our balance sheet, expanding funding capacity and improving the Bank’s ability to support its customers.”
As component of activities marking its 21st anniversary, Anyogu said the bank had furthermore launched a revamped web presence aimed at improving and scaling its operations.
He said the growth in the loan portfolio demonstrated the bank’s increasing capacity to deploy funding into mortgage and other correct lending opportunities although maintaining credit discipline and portfolio standard.
Going forward, AG Mortgage Bank said it would deepen its fundamental mortgage organization, broaden housing-support opportunities, diversify its funding base, improve client learn and leverage technology and strategic partnerships to expand its achieve.
Dr.
AG Mortgage Bank Plc grew its whole assets by 48 per cent to N33.04 billion in 2025, up from N22.37 billion in 2024, driven by expansion in its loan portfolio and stronger funding capacity.
Chairman of the bank’s Board of Directors, Rev.
