Guaranty Trust HoldCo Posts N603bn Half-year Earnings, Declares N1 Interim Dividend

Segun Agbaje, said, “our half year results speak to the strength of what we have built: a adaptable franchise, a powerful balance sheet and a organization that no longer depends on banking alone. The growth was recorded in each jurisdiction where it operates a banking franchise, and across its Payments, Pension and Capital Endorse businesses.

Whole assets and shareholders’ resources closed at N18.6 trillion and N3.3 trillion, respectively. Impartial value movements weighed on reported revenue, but the fundamental enterprise held firm. Investment Adequacy Ratio (CAR) remained remarkably resilient, closing at 34.9 per cent (Bank 29.2 per cent), during the time that resource standard improved as evidenced by IFRS 9 Stage 3 Loans which closed at 3.5 per cent and 4.6 per cent at Bank and Staff Stage in H1 2026 compared to 3.4 per cent and 5.0 per cent in entire year, 2025. Electronic is our lever for scaling across Banking, Payments, Pension and Resources Instruction, and for building a additional diversified and adaptable financial services group.”

Whole, the Group Pre-Tax Outcome on Equity stood at 35.9 per cent, Pre-Tax Result on Assets of 6.6 per cent, CAR of 34.9 per cent and Charge to Salary ratio of 31.5 per cent.

Price of Hazard improved to 0.6 per cent from 2.2 per cent.

The Collection’s Loan book (net) grew marginally by 0.5 per cent from N3.13 trillion as of December 2025 to N3.15 trillion in June 2026, whereas deposit liabilities grew by 10.3 per cent from N12.87 trillion to N14.19 trillion during the same period.

Speaking on the results, the Collection director executive officer, GTCO, Mr.

Guaranty Trust Holding Business (GTCO) Plc has posted a obtain ahead of tax of N603.03 billion for the half-year ended June 30, 2026, and declared an interim dividend of N1 per communicate.

This was contained in the Organization audited consolidated and divided financial statements for the period ended June 30, 2026, to the Nigerian Exchange Staff (NGX) and London Stock Substitute (LSE).

The Group’ result earlier than tax of N603.03 billion was driven by powerful execution on the topic and trading earnings lines, which grew year-on-year by 7.5 per cent and 24.7 per cent, respectively.

According to the distribute, the powerful compensate were moderated by a N46.2 billion reasonable value loss established in H1, 2026, limiting year-on-year growth in earnings earlier than tax to 0.4 per cent.

The Category grew across its resource lines, reinforcing a balance sheet that is well organized, liquid and diversified. Involve and trading earnings grew, deposits strengthened, and advantage standard improved at Unit rank.”

Agbaje added, “the priority now is to perform together with discipline and develop responsibly.

Source: Guaranty Trust HoldCo Posts N603bn Half-year Profit, Declares N1 Interim Dividend

Terfa Ukende

Terfa Ukende is a Nigerian travel writer, blogger, and the founder of Watch Nigeria. Combining an analytical background in Computer Science and Statistics from Joseph Sarwuan Tarka University, Makurdi (JOSTUM) with years of on-the-ground fieldwork, Terfa has crossed dozens of Nigerian cities—from Kano and Yola to Lagos and Port Harcourt. He founded Watch Nigeria to counter regurgitated travel advice with firsthand, independently verified reporting on routes, accommodations, and local culture. When not on the road, he is planning his next cross-country expedition.

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